Privacy Policy of Car Credit Giant
CONSUMER PRIVACY STATEMENT
Our
company is serious about keeping your personal information private and secure.
This notice of our privacy policy explains how we use and protect your
information. This form constitutes a legal notification and once accepted by
you, authorizes this company to use this information to assist you in acquiring
the products and services you seek. PLEASE READ THIS AUTHORIZATION AND PRIVACY
STATEMENT CAREFULLY BEFORE YOU ACCEPT.
WHERE WE GET INFORMATION ABOUT
YOU
The
information we get about you comes from different sources and may include:
· Information you give us on applications or other forms,
which may include your name, address, driver's license number, employment
history, income, telephone numbers, email addresses, and Social Security
number.
· Representations you make to us, such as your employment
history, account balances, payment histories and your relationships with other
persons or entities you have listed as references.
· Information from your transactions with us, our affiliated
companies, non-affiliated companies, or our business partners who may provide
you other related services.
· Information received from consumer credit reporting
agencies to confirm, verify or add to facts you provide us on applications or
other forms. Data collected by such a reporting agency may be kept by them and
later shared with others who are entitled to use these reports. That personal
information gathered by consumer credit reporting agencies will be provided to
others only as allowed by federal and state Fair Credit reporting laws.
· Information received from your insurance agent or broker
to confirm the presence of applicable insurance coverages required under an
installment payment agreement.
IN
ORDER TO CONDUCT BUSINESS AND OFFER PRODUCTS AND/OR SERVICES TO YOU.
In
order to conduct our business and offer you the products and/or services that
you may want, we may share your information within our company, to affiliated
companies (companies related by common ownership), and to non-affiliated
companies (companies that are not related by any common ownership). The law
allows us to share your financial information solely for the purpose of
providing you the products and services you seek from this company, our
affiliates, and non affiliates, or third parties. The law allows us to share
your financial information with our affiliates or non-affiliate third parties
outside of our company in order to service, market or underwrite our products
and services to you. We may also share your information with financial
institutions we have entered into a written contract with in order to provide
you with financial products. We do not disclose your information to anyone else
unless allowed or required by law. You cannot prevent these disclosures. You
can limit our sharing of your personal information with affiliated and
non-affiliated third parties to market their products to you. By signing this
form, you are authorizing this company to share your nonpublic personal
information with affiliated and/or non affiliated third parties that may have products
or services that may be of value to you. You may refuse to allow us to share
information with affiliated and non-affiliated companies in order to market
products and services other than ours; however, in doing so, you may not
receive offer for other products and services that may be of value to you. If
it is your intent to issue such a refusal (also known as an opt-out), you must
notify our company in writing.
HOW WE
PROTECT ANY NON-PUBLIC PERSONAL INFORMATION WE COLLECT ABOUT YOU.
We
maintain physical, administrative, procedural and technical safeguards to
protect this personal information from unauthorized access.
Access
to your personal information is limited only to those who have a business need
to do so. We also expect our vendors, affiliated companies, non-affiliated
companies, third parties, insurance agents, and others to maintain a high
regard for privacy and to safeguard all customer information.
In the
event the security of your information is breached, we will notify you once the
breach is brought to our attention.
We
follow the laws of the state within which this company is domiciled when that
law provided you more protection than federal law.
Authorization
to share information with both affiliated and non-affiliated organizations:
By submission
of any of my information to this company, I acknowledge that I have reviewed
and accepted the terms and conditions set forth in this privacy statement.